How every margin is split
30% Β· Tax ReserveSet aside from every margin, all-time running balance. Do not touch β extra becomes profit after filing.
$15K Β· Expense ReserveFunded from margins each year until full; refills every new year. Expenses draw from here.
$25K Β· Cash ReserveYear 1 only. Funded once, kept forever, never re-funded.
Everything else Β· ProfitWhat's left after tax + reserves. Yours to keep.